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Bad Credit? Qualify Yourself For A Zero Down Mortgage Loan
I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues. They got into the house with ZERO down payment, and only had to bring $600 for the closing costs. Their situation was pretty bad, ...
Beware Of Bad Credit Payday Loans
Could bad credit payday loans be the answer consumers with low bank accounts have been looking for? Is there any harm in using these services? Aren't they better than using credit cards or going hungry? Have you seen the commercials? Cute characters ...
Discover What to do When Your Credit Worth is Damaged Due to Circumstances out of Your Control
First of all, let’s examine exactly what credit worth means and how it affects your financial life.Your credit worth, as defined by the financial industry, is the overall picture of your financial health that is used by lenders to determine your ability ...
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The types of blling disputes/errors covered by the Fair Credit Billing Act are:
Charges that list the wrong date or amount.
Charges for goods and services you didn't accept or weren't delivered as agreed.
Math errors.
Failure to post payments and other credits, such as returns.
Unauthorized charges.
Before you dispute any of issues you must first contact the retailer and try to settle the dispute. If they ignore you,
or the dispute is not settled then contact the credit card company. Usually you need to have your dispute in writing to the credit card company. The address for billing disputes is different then the address to send payments. The billing dispute address can be found on the back of your monthly statement. If it cannot be found, call the credit card company's customer service for the billing dispute address. You usually only have a certain number of days to dispute the billing error so make sure you mail in your dispute before the deadline.
If contacting the credit card company doesn't resolve the dispute, you may contact the Office of the Comptroller of the Currency's Customer Assistance Group. Their website is www.occ.treas.gov/customer.htm and phone number is 800-613-6743.
About the Author
Christine Breen is the owner of www.1Stop-Creditcards.com a site helping consumers find a better credit card.
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CREDIT MARKETS: Huge Corporate Deal Hits As Treasurys SlipWall Street Journals (BAC) surprise repurchase of $330 million in loans due to appraisal errors was muted, according to Credit Suisse. But some investors voiced concern that the resulting loan buyouts from Freddie Mac (FMCC) MBS -- creating prepayments at 100 cents on ...and more » |
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Obama urges Congress to extend clean-energy tax creditsLos Angeles TimesThe president says continuing the production tax credit and an investment tax credit would save 37000 jobs that otherwise would be at risk. Seib, Al -- B582072212Z.1 MOJAVE, CA MAY 04, 2012 -- Wind turbines at the Los Angeles Department of Water and ...and more » |
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