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7 Simple Ways to Increase Your Credit Card Limit Many credit card holders aspire for a higher credit card limit. The obvious reason for this is that a higher credit card limit enables the purchase of otherwise unaffordable merchandise. First and foremost, credit card holders need to remember that to ...
Chase Credit Cards Online Chase credit cards are becoming the number one choice for those who need a credit card today. With convenient rates, low costs and a wide variety of different offerings to suit your credit, ensuring there is always a credit card meant for you. Available ...
Maxing Out on the Minimum: Dont Get Trapped Making Minimum Credit Card Payments Its an easy trap to fall into: you get that pre-approved credit card offer in the mail, most likely with an appealing introductory interest rate for the first six months. You feel like you deserve a little extra spending money, and the minimum payment is ...
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When I set out to get a card under my own name and before I settled on a Chase credit card, I didn't realize that there was anything more to think about then MasterCard or Visa. The first thing I looked at, therefore, was what kind of acceptance those, and a few other, cards had at the kind of places I shopped. It turned out to be a pretty much equal spread for the most part. Then when I got into looking at rates and found out all the different perks and payment options that were available I realized that I was getting in a bit over my head.
At the time I didn't have a specific bank that I used because I didn't have a lot of money to require a lot of banking services. So there was an account in one bank that I opened with my first job and one in another that I opened after moving to the city. When I learned that so many of the options and savings one card could give you depended on what bank you got it from, I had a lot more questions to ask. When I opted for a Chase credit card it was because they were not only the most helpful to be but offered a lot of the best benefits.
The Chase credit card options start out with the basic question of issuers. This would be MasterCard or Visa. From there things get tricky. There are cards that are good for gas and cards that help with traveling. There are Chase credit cards that are designed to support certain organizations and others that offer perks to specific retailers. It was tempting at first to dive into a credit card based solely on silly temptations. Loving musicals I wanted to get a Broadway Card that would have given me points to get free theater tickets. There were similar temptations when looking at cards that offered points towards electronics, theme park vacations and books.
If this is all new to you as well then explore the chase credit card website and take a look http://www .drakesdigest.com/category/finance-news. There are dozens of brand names, clubs and charities that associate themselves with credit cards to earn more business. The list is staggering.
In the end what I discovered was that it was best to look beyond all those things for the time being. The most important features I needed given my current position were things like low interest rates and no annual fees. If I ever get another Chase credit card though I'm going with the Disney Card.
About the author:
If you would like more of my debt counseling articles, please feel free to visit my finance blog. Thank you for your time in reading my article and let me know if there is anything else I can do for you!
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DAVID SLADE: SC offers hybrid car tax creditCharleston Post CourierBy David Slade Federal tax credits have phased out for hybrid and clean-diesel automobiles, but did you know that state tax credits for buying those same vehicles live on in South Carolina? For some who bought a qualifying new vehicle in 2011, ...and more » |
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