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Do You Want Your Own Fully Programmable ERP? - Part 2
In the first article we mentioned the main characteristics that should have a software to be used as a Front-End with some functions of an Enterprise Resources Planning ERP: ODBC, Replication, Computed Views, Integrated e-Mail, and we used the ...
How to write powerful newsletters, offline and online
The theory of writing for newsletters is very similar to that of writing for press releases and other media work, but with newsletters there is one crucial difference. Whereas with an external publication you’re quality-controlled by someone outside your ...
The Thief Is In The Mail
29 January 2004The car doors slam. The wheels screech. The teenagers pilot the speeding car down the pavement into the darkness; a crash is heard. That's when the public service message appears at the bottom of the TV screen: Lock your car. Take your ...
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If you have been turned down for a mortgage, the mortgage company must tell you why you were rejected. Rejection does not make you a bad person and rejection does not mean you cannot still get home financing. The following type of institutions may still offer you a mortgage even if you are on the Bad Credit Mortgage Memphis list!
1. A credit union. If you belong to a credit union, visit the loan officer and explain to this person that you believe you are on a Bad Credit Mortgage Memphis list and you want to find out if the credit union would consider extending a loan to you. The loan office will check your credit report and make a decision though you were rejected previously. Membership has its privileges and a Credit Union is a wise alternative for some consumers.
2. State government. Tennessee, like all states, has agencies in place to help
residents obtain a mortgage. Contact your government offices to find out which agency can assist you. In addition, contact your state attorney general if you learn that you are on a Bad Credit Mortgage Memphis list and know that you shouldn't be!
3. Your church. Churches, parachurch organizations, and nonprofit associations may be of help to you too. Some of these heralded organizations have received government funds to be used to help residents of the community get key financial assistance. Check your phone book's white pages for local organizations or visit your public library for help. Research online too!
All in all, being on the Bad Credit Mortgage Memphis list does not mean you will not get a mortgage. You may need to receive some credit counseling first, but lenders are in the business to let you borrow money and help your local community to prosper. A little extra effort on your part can mean the difference between owning a home or renting.
Mark Lambie is the founder of The Loan House a website that allows consumers to quickly and easily get mortgage quotes and mortgage information.
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