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Don't Panic!
We can learn a lot from horses; I sure did. Before my wifegot me interested in them, I couldn't even spell hoarse (!);now I am learning from them while learning about them.Today's lesson was learned when Kelly, our mare, found herway into the breezeway of ...
Identity Theft. You are not Immune.
As identity theft becomes more prevalent, the need to regularly check your credit report is very easy to see and understand. Two big headlines in the news recently point to how closely tied your credit report and identity theft are.First, we hear of the ...
Outsourcing Problem Analysis
As an HR professional, you have responsibilities in several broad areas that have a significant impact on your company’s bottom line, directly contributing to the corporate return on investment. The outsourcing choices you make are critical decision ...
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It shouldn’t surprise anyone who wasn’t born yesterday that these ads that sound too good to be real are just that. Yes, the Government makes millions of dollars available for certain uses, and yes, some of those uses include housing. But little of that money is available for individuals, and none of it is available for John Q. Public to buy a home on a golf course in Shady Pines Estates. Most of the available funds are available only to businesses and other organizations, not individuals. You can obtain grant money if you own a company that would like to build a 100-unit apartment complex for low-income residents. You might even obtain some grant money if you’d like to overhaul a 100-year old home in a blighted neighborhood as a step towards urban renewal. You won’t get the money to build or buy the mansion next door to Tiger Woods.
So yes, funds are available, but only under fairly limited circumstances. And the process of
applying for and receiving grant money is fairly complicated. It’s not just a matter of filling out a form and waiting for the money to arrive. The process involves a pile of forms, and reports, and plans and outlines for how, when and where you intend to spend the money. After you get the money, you’ll probably have to report exactly how the money is being spent and whether or not everything is going according to your plan. Obtaining grant money is not a free lunch. It’s hard work, and the people responsible for handing out the money want to know that the money is being spent wisely.
It may be worthwhile to check out what sort of grant money is available. If you are interested, you can find out what’s available, for free at http://www.grants.gov. That’s a far better alternative than spending money from some huckster on late night TV, and if you decide that you don’t qualify for grant money, then you haven’t wasted anything but your time.
About the Author
©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a site devoted to debt consolidation and credit counseling, and HomeEquityHelp.com, a site devoted to information regarding mortgages and home equity lending .
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