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How Many Homeowner Insurance Quotes Do I Need To Save Money?
Homeowner insurance quotes can vary in the amount they cost you based on a variety of factors – many that you can control. There are of course some variables that are common among all house insurance policies. They include the size of your house in total ...

Saving Money -- Here's How
Money -- now there's a subject to pique anyone's interest. Most of us are concerned about (1) earning money, (2) saving money, (3) ensuring ROI (Return on Investment) of our money, and/or (4) simply getting out of debt. With more Americans filing for ...

When borrowing money is profitable
If you save money, the money will save you The problem with most people's finances today is that they are not getting enough income to satisfy there needs and wants. People are naturally going to buy things they want even if it means spending more than ...


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I Want My Money Back
 
No matter what you do, there will come a time when a customer will ask for a refund for some reason or another. Do you give it to them?

That depends. If you have an unconditional money back guarantee, there's no question. Refund the money -- no questions asked. What if you have no stated guarantee? What would you do? How would you proceed?

Your best course of action will normally be to go ahead and negotiate a refund. Perhaps it won't be a full refund, but one that both you and your customer feel comfortable with. The time and effort you would invest to argue over it is most often not worth it. Consider this:

  • Determine how much one hour of your time is worth.
  • Determine how many hours you've spent


    dealing with this person.
  • Do the math.
  • Compare your total with the price the customer paid. Is it worth it?


You'll spend tons more "money" in your wasted time and effort. Neither of you will walk away happy. And don't forget that unhappy customers are the most vocal about the treatment they received.

Listen carefully to the feedback the customer provides you and chalk it up to a business lesson.





Denise O'Berry helps small business owners identify and execute the steps necessary to grow their business. Find out more at http://www.targetreferrals.com

denise@whatspossible.com


News



USA TODAY

Money Watch: How do I make my 401(k) last after retiring?
USA TODAY
Money Watch, a personal finance column that runs every Saturday, features a financial planner from the National Association of Personal Financial Advisorsanswering reader questions about saving, protecting and growing your money. To submit a question, ...

and more »

Christian Science Monitor

MONEY WEEK AHEAD: Crowded Bond Havens To Find Little Reprieve
Wall Street Journal
By Cynthia Lin Of DOW JONES NEWSWIRES NEW YORK (Dow Jones)--With few places to hide from the growing storm in Greece, investors will keep sending their money to safe-haven US Treasurys and German bunds despite record low rates of return.
MONEY MARKETS-Calmer before EU summit, but Greek worries remainReuters
How to keep your money safe if the euro implodesRegister
Amid eurozone turmoil, Germany borrows money for freeChristian Science Monitor
International Business Times -This is Money -The Guardian (blog)
all 9,179 news articles »

kypost.com

Maine churches raising money to fight gay marriage
CBS News
Between 150 and 200 churches are expected to raise money for the Protect Marriage Maine political action committee, said Carroll Conley Jr., executive director of the Christian Civic League of Maine evangelical organization and a member of the PAC.
AP: Churches to raise money to fight gay marriageU.S. News & World Report

all 347 news articles »

New York Daily News

Money Pros: How to choose between an adjustable or fixed rate mortgage
New York Daily News
The Money Pros are standing by to take your questions. Q. What are the pros and cons of 30 year-fixed vs. adjustable rate (ARM) mortgages? How do I figure out which is best for me? A. Knowing what type of mortgage is right for you is all about timing.

and more »

TIME

In Facebook IPO fiasco the 'smart money' got burnt
ZDNet (blog)
By Tom Foremski | May 25, 2012, 3:34pm PDT There's a lot of anger around the botched IPO of Facebook but much of that is from the “smart money” that wasn't able to convince retail investors, the regular people who invest in stocks, to take their shares ...
Facebook IPO's Youngest Victim: 11-Year-Old Investor Wants His Money BackTIME
Morgan Stanley made money on Facebook share dropFortune (blog)
Facebook demonstrated perils of IPO investing, but sector offers money to be madeWinnipeg Free Press
Christian Science Monitor -Bloomberg -Chicago Tribune
all 5,421 news articles »