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Don’t Discount the Temporary Position Interview
If you think, 'it's just an interview for a temp job -- no big deal,' that's where you're mistaken. Some wonderful opportunities, networking connections and careers have resulted from temporary positions. Temporary assignments today run the gamut from ...
Growing your Company in today's Chaotic Market!
I think we've all heard enough bad news to last us few months to last us several lifetimes! Our mantra for clients is "get over it" - cut your losses when where you can and focus on the basic building blocks to grow your business. Here are some ...
How to Quickly Improve Your Credit Score by Adding Positive Payment History to Your Credit Report
Most consumers are aware that negative items on a credit report can be disputed with the three major credit reporting bureaus. Often, this process can lead to a significant improvement in credit score through deletion of the derogatory items that were ...
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We have all experienced getting so far in debt we don’t know how we’re going to get out. There are many different options that you have for quick relief with benefits and consequences. You can look at the overview and see which option is the best option for you.
Consolidation
1. Benefits
- Lower monthly payments
- No worry of paying multiple debt collectors every month, pay only one agency
- Percentage of debt charged by consolidation company
- Costs for Loan
- Cost for counseling or negotiation
2. Negatives
- Appears on your credit like bankruptcy
- Requires you to get another loan
- If you own a home loan will be tied to your equity
- Takes between 5 and 10 years to pay off the loan
- First few years no big change in debt reduction
- Does not always prevent creditors from future legal collection action
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Bankruptcy
1. Benefits
2. Negatives
- On credit report for ten years
- Finances made public record
- No assets are allowed with Chapter7
- Creditors can file adversarial hearing that costs $3000
- Credit severely damaged
Debt Relief Program
1. Benefits
- Payments can stop as soon as the program starts
- Credit Repair available after a short time
- Good credit repair options available
3. Negatives
- Usually only credit card debt and unsecured signature loan
Marcus Ware is the webmaster of www.waresbusiness.com and promotor of affiliate products.
waresbus@waresbusiness.com
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Sudan and South Sudan to resume negotiationsChristian Science MonitorAfter weeks of fighting, in which South Sudan took out one of Sudan's last remaining oil fields, the two countries are returning to the negotiation table, under African Union mediation. By Scott Baldauf, Staff writer / May 25, 2012 After a series of ...and more » |
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Negotiation is not a solution in itselfMontreal Gazette“Negotiation” – almost everybody in Quebec still seems to believe in its magical powers to solve the current protest crisis, even after it's already failed once. Three-quarters of Quebecers in a recent poll by LĂ©ger Marketing for QuĂ©becor-owned media ...and more » |
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